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March 27, 2021On investment in shares and debentures, Divakar Vijayasarathy, Founder & Managing Partner, DVS Advisors LLP, said the share of these instruments in household savings has traditionally been lower, except for a couple of years when it rose significantly. It was when banks were flooded with cash in FY17 and FY18 as a result of demonetisation that other investment forms were considered.