Divakar Vijayasarathy, Founder and Managing Partner, DVS Advisors LLP: “Millennial investors tend to portray higher risk appetite and look at capital markets for higher returns but it’s essential to define the risk appetite and have a margin of safety in the form of a safety reserve in highly liquid investments. The ‘No Go Zones’ for millennial investors would be instinctive/gut-based investments and investing out of borrowed funds. Both have the potential to wipe out fortunes.”