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October 12, 2020Longer break may hit credit discipline: RBI to Supreme Court
October 12, 2020“With the new risk weights announced yesterday by the RBI, loan value has been delinked in ascertaining the risk weights. Banks requirement of capital would come down due to the lower risk weightage based on LTV. This might transform to lower interest rates; however, it all depends upon the risk appetite of the bank,” said Divakar Vijayasarathy, Founder and Managing Partner, DVS Advisors LLP.